Encourage banks to maintain stronger financial reserves and safer lending practices.
One policy goal, tracked across every bill that has carried it.
What’s happening with Incentivizing Safe and Sound Banking Act?
The Incentivizing Safe and Sound Banking Act, known as H.R. 7887, has been in the House Committee on Financial Services since March 8, 2026. The committee members must hold a vote to move the bill forward, but the lack of action over the last four months follows a common pattern where most bills never receive a committee vote.
Updated July 9, 2026 · Generated by AI. Always verify with official sources.
Where it stands
Now carried by Incentivizing Safe and Sound Banking Act (H.R. 7887 (119th)) →
Legislative Progress
Next up: A house committee · Nothing moves until they act.
How we got here
Every bill that has carried this goal, oldest first.
Died with Congress · Jan 3, 2025
Died when the 118th Congress ended without final passage. Bills must be reintroduced under a new number to be revived.
Reintroduced · Jan 3, 2025
Reintroduced from H.R. 4209 (118th), which died when its Congress ended.
H.R. 4209 (118th) →
Vehicles
Who’s behind it
Maxine Waters (D-CA)Wrote and sponsored the current bill.